Wedding Loan – Easy Steps To Follow To Get Funds For Your ‘Big Day’

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Numerous expenses make a wedding costly ranging from invites, reception, and the bride and groom’s outfits to catering. However, it is one of the most joyous moments of your lifetime. Weddings are not only dear to you, but also to your partner, families, friends, and loved ones. Some dream of a destination wedding, while others want a great vacation after completing the marriage rituals. A Personal Loan for marriage can help you finance all such expenses. A wedding loan can offer you ample funds without any regulations on the use of the sanctioned loan amount.

Steps to Follow to Get a Wedding Loan for Your Big Day

Weddings in India are an affair that loved ones look forward to with huge enthusiasm. Whether it is a lavish or small arrangement, the expenses at a wedding can easily go to several lakhs. The expenses may include the venue décor, wedding dress, photography, food, entertainment, accommodation, and expenditure on a plethora of ceremonies related to the wedding. All this can collectively cost up to a considerable amount that might put pressure on your wallet.

Hence, planning your dream wedding knowing that you can borrow through a wedding or marriage loan helps cushion your financial freedom. A loan for weddings in India instead of depleting your savings or investments prematurely is a better idea. Clix Capital provides Personal Loan for Marriage without collateral security for salaried employees on the go. Explore these loans to leave no stone turned in your wedding celebration.

Why are Wedding Loans Highly Convenient?

There are several benefits of taking a Personal Loan for Marriage from Clix Capital, as they offer it online without any hassles. Here are some key benefits that make marriage loans the preferred choice of anyone looking to add that extra panache to their wedding.

  • No collateral requirement

A Personal Loan for Marriage is an unsecured and collateral-free loan. In India, borrowers, especially younger working professionals might not have any assets to their name. So, they prefer a marriage loan as they do not require collateral to receive the loan amount.

  • Quick loan disbursement

With advanced and digitised processing, Clix Capital can disburse the loan amount quickly after approval. So now you know where to go when you need funds for the marriage of your dreams.

  • Flexible repayment tenure

Clix Capital allows borrowers to repay the loan within a flexible tenure of 12-48 months. You can select a tenure as per your income status and repayment capacity. Apply for a short-term loan if you can pay the debt without disturbing your monthly budget, but if you can pay a little extra every month or a lump sum from time to time, you can do that too!

  • A high loan amount

You can get an amount of up to INR 10 Lakhs on Clix Capital for your wedding when you apply for a Personal Loan. It can be used to meet high-end expenses without any regulations.

  • Minimal paperwork

Clix Capital offers Personal Loans against easy KYC documents and income proof. You have to enter your number and an OTP will be sent on that. You need to submit this OTP and you’ll be asked to fill in your personal and professional details. Once you submit this information, it will be verified by the NBFC. Once verified, you are eligible for a loan amount depending on your profile. You can request the amount needed and the loan amount will be disbursed to your bank accounts within hours after disbursal.

  • Quicker loan processing

Clix Capital is popular among the youth because they match the speed of today’s fast generation. They are well-known for quick processing and loan disbursals related to loans for weddings in India. So, when anyone applies for a Personal Loan for Marriage, they can be assured of faster processing, quicker approvals, and disbursals.

  • Cheaper than credit card bills

Most individuals prefer to use a credit card for various expenses of personal nature. Since there is hardly any restriction on their usage, most people use the credit card for wedding expenses too. However, the interest rates on the outstanding balance of a credit card bill can go as high as 24-36%, which is much more than a Personal Loan. So, it is always wiser to prefer a Personal Loan over a credit card.

How to Get a Wedding Loan – The Process

  1. Check Marriage Loan Eligibility Online

It is always better to apply for a Personal Loan after checking your eligibility as per the required criteria. The eligibility criteria at Clix Capital is simple. You only need to meet the following parameters.

  • The applicant should be a regular salaried employee with a minimum income of Rs.20,000 per month.
  • The applicant’s age should be a minimum of 21 years at the time of loan application and a maximum of 58 years at the end of the loan term.
  • The applicant should be an Indian citizen.
  • The applicant should have a total work experience of 12 months with six months in the current organisation.
  1. Enter Your Personal Details and Loan Requirement

You can access the online application form for the Personal Loan for Wedding tab on the official website of Clix Capital. Just enter your personal details to start the application process. Before applying, you can also check the free-to-use Personal Loan Calculator to calculate your EMIs and the ideal tenure.

  1. Upload your Documents and Submit Your Application

Online application process for marriage loans is simple at Clix Capital. You just need to enter your phone number and then enter the OTP sent to that number. You’ll be asked to enter your personal and professional details and once you submit the info, the loan provider will verify your profile and approve your loan if you meet the eligibility criteria.

  1. Get the Funds in your Account

After completing the verification and approval process, Clix Capital will approve a loan amount offer depending on your profile. If it is upto your expectation and meets your needs, you may accept the offered loan amount and the funds will be transferred to the bank account provided by you quickly.

How to get the Best Personal Loan for a Wedding?

Here are some points for you to consider before applying for a Personal Loan to ensure you get the best loan offer.

  • Ensure you have a good credit score

An individual’s credit score is one of the crucial eligibility parameters for loan approval. It reflects your creditworthiness to repay the loan. An Experian credit score of 630 increases your chances of getting loan approval from Clix Capital. If you have a poor score, you can improve it via prompt credit card bill payments, maintaining a low debt-to-income ratio and a low credit utilisation ratio.

  • Look for a pre-approved offer

If you have already taken a loan at Clix Capital, chances are you’ll be offered easily accessible pre-approved loan offers. Therefore, you should check if there’s a pre-approved loan offer for you. If you have paid previous loans on time and maintained a good relationship, you might get a pre-approved Personal Loan that you can use for your wedding purposes. These personalised deals require just a few clicks to avail of approved funds based on your marriage loan eligibility.

  • Plan and budget

Making a comprehensive budget is the smartest way to plan the costs. List down every small and big expense. You can figure out where you can spend smartly or need to be more cautious while spending. Based on your planned costs, you can apply with Clix Capital to secure a Personal Loan at attractive, affordable interest rates.


The best thing about Personal Loan for weddings in India at Clix Capital is that you can even use them for your bachelorette if you want. The process, eligibility criteria, and accessibility are top-notch at Clix Capital. Just make sure to check your marriage loan eligibility or opt for a pre-approved Personal Loan to access the required funds more easily.

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